Activity
The bank provides merchant banking (credit, savings,
services) and private asset management to companies of various sizes,
institutional establishments and high-level private customers. Conventional
banking services, a wide range of investment funds, all foreign transactions
and individual tax and asset management
consulting are available to the bank's customers.
The bank, however, has also chosen to privilege certain lines :
• services linked to the private asset management activity,
• international activities, thanks to the partnership with Banca Sella in Italy, and privileged relationships with
the ten other "Groupement Européen de Banques"members,
• banking services to organisations for social welfare,
• financial engineering (consulting and evaluation, mergers and takeovers).
The loan activity business continues to be developed in a cautious way, taking advantage, in line with the bank's tradition, of its excellent knowledge of its customers and concentrating on short-term loans. In the company sector, the bank's risk-sharing is being extended thanks to reinsurance mechanisms.
This policy allows regular and controlled growth through the diversification of its income sources : merchant banking, asset and portfolio management, specific services, bank-insurance...
In terms of the management of its own assets, and so as to maintain its independence regarding the markets, the bank always keeps large cash reserves.
consulting are available to the bank's customers.
The bank, however, has also chosen to privilege certain lines :
• services linked to the private asset management activity,
• international activities, thanks to the partnership with Banca Sella in Italy, and privileged relationships with
the ten other "Groupement Européen de Banques"members,
• banking services to organisations for social welfare,
• financial engineering (consulting and evaluation, mergers and takeovers).
Business strategy
The bank continues its expansion, with the priority given to private asset management, according to the bank's strategic plan. Thus, total consolidated commission earnings reached 55,8% of the2009 total income.The loan activity business continues to be developed in a cautious way, taking advantage, in line with the bank's tradition, of its excellent knowledge of its customers and concentrating on short-term loans. In the company sector, the bank's risk-sharing is being extended thanks to reinsurance mechanisms.
This policy allows regular and controlled growth through the diversification of its income sources : merchant banking, asset and portfolio management, specific services, bank-insurance...
In terms of the management of its own assets, and so as to maintain its independence regarding the markets, the bank always keeps large cash reserves.
